Affirmations:
I
joyfully give the best I have for all to appreciate.
The more I
appreciate what I have, the more what I have increases in value.
Prosperity is
flowing the Good in me and around me.
I am
abundantly grateful, so I experience joyful abundance.
This
month our focus at Unity Center for Inspired Living is on Abundance.
Abundance
is our natural state.
When
we do not experience abundance (enough of what is needed), something is amiss.
Join
us in person or online for practical and spiritual tools for natural abundance.
Sunday,
July 13, 11:30-12:30 PM after service, join Robert and I for real conversations
about the natural flow of abundance.
How To Manage
Your Money Better
(It is never too
late to find a better way!)
Simple Tips
from Betty Lue and Robert
Cook and eat at
home. (We rarely eat out and
cook from scratch.)
Plant a garden,
(even just tomatoes in pots)
Buy at farmer’s
markets.
Eat veggies and
fruits in season.
Make sure you only
eat what tastes and feel healthy in your body.
Buy the clothes
you need, not everything you want.
Take good care of
the clothing you prefer to wear.
Make yourself happy,
without seeking approval from others.
Be respectful of the
monies you have and make sure others have what they need.
Take a walk or
swim or garden or clean house daily.
Appreciate the
natural beauty around you.
Spend time with
children or volunteer to be helpful with family members.
Enjoy the Good you
see and experience in your life.
Live where it is
simple to maintain, clean, beautify and restore your soul.
It is not the size
of your space that matters.
It is the energy in
which you live that makes the difference.
Be grateful to have
a bed and a roof over your head.
Save as much as
you can each month to use for Good.
Share what you have
to keep the flow going.
Create a budget and
stick to it.
Live on less and
save more.
Have a positive
reason for saving.
Invest in what
benefits others, to have what is best for all.
• Kid’s education fund.
• Your own health and well being.
• Small business loans around the world through Kiva.org
Volunteer your
time, energy and gifts with those who are appreciative.
Bring joy everyday
to those around you.
Live your life with
abundant goodness and generosity for all.
Be grateful for
everything you have and give.
Live wisely and
well.
Be wise in your
spending, saving, contributing and investing.
Keep money, wisdom
and helpfulness flowing and current.
Forgive any
financial mistakes immediately and do not repeat them.
Use credit cards
for airline mileage. Then you can travel!
Pay off the credit
cards each month (no debt or interest.)
Create a debt free
life by only buying what you can pay for now.
Live on what you
earn or earn more by doing what matters to you.
Contribute to
what inspires you.
Spend time, money
and energy on what increases your whole life.
Be openly
appreciative for what works for you.
Give gifts that
matter…do not waste time or money on useless things.
There is always
much more.
I believe “Waste
not, Want not.:
I believe we have
what we are willing to share.
I trust that we
always have enough of everything and may provide in abundance for every good
work. II Corinthians, 9:8
I learned early
to appreciate everything I have and then I always feel rich.
I learned early that
cleanliness and beauty cost no money.
I learned early that
sharing what I have feels better than having more than others.
I learned early that
life becomes more abundant with full appreciation.
Try a few of your
own tips and remember what works well for you.
Love always Love
and there is never a lack of Love.
Loving you,
Betty Lue
Money
Reminders
Some more tips that have worked for us.
(We have learned through much trial and error.)
The
person who has the most interest/energy and most fun gets the job of financial
wizard.
Pay
yourself first. This means tithe to the source of your Good (you and your inner
peace and joy).
Set
aside money before paying bills that goes in an account. (We called ours the
Freedom Fund in the early days.) In other words, we save first. Then we pay our
very minimal bills.
We
invest in ourselves and not in a business or home.
We
cut back on expenses so that there is money.
We
tithe in time and energy as well as money.
Right
now we live on less than 50% of our income.
It is never too late to begin
again.
We
just began from zero in 2004.
We
pay no taxes. We are able to use deductions and charitable contributions
wisely.
Every
bit of surprise income and extra income goes in the savings pot.
With
every on-going endeavor or project, ask yourself regularly:
“Knowing what I
know now, would I begin this/get involved in this, brand new, right now?”
If
the answer is “No”, then get out, regardless of how much time, energy or money
has already been invested or what your prior agreements or commitments may have
been. The “trap of prior economic investment” can keep you involved in
something way beyond its usefulness and into a time when that something drains
your energy and resources meant to be directed elsewhere. It is better to get
out “at a loss” than have any endeavor sink the whole ship.
Know
exactly how much money you need to pay which expenses in every single week of
each month.
This should be written down and checked off as it is paid. That
way you also know how much income you need on or before the 1st week, 2nd week,
etc of each month. You should also write down when your “predictable” income
comes in so you can count on that. Then let your consciousness and affirmation
attract what is needed for the balance. (Note: you also need to know which week
or weeks you will make deposits to your savings or Freedom Fund, and how much.)
For
a period of 3 months, track very precisely every penny of income and expense.
This
increases your awareness and your level of responsibility. We use Quicken
because it is cheap, easy to set up and easy to use—about 5 minutes a day.
Get
receipts for everything and record daily. It’s a habit and will pay off
greatly.
You will quickly notice where money “slips through the cracks” and
where you are spending money which might be more important for you to save.
Every
time you cut expenses, add that money to the amount you are saving.
Track /
graph your savings balance as well.
No matter that it starts slowly.
It’s the momentum that builds over time.
Save
in an account that is separate from, and harder for you to access than, your
regular bank account. We use ING on line. (http://home.ingdirect.com/) <http://home.ingdirect.com/)>
It is easy. You can transfer funds directly from your bank (and to your
bank, should you ever need access). It pays good interest. It is safe. It is
one step away from normal, everyday access.